Recurring bills
Track repeated payments before they quietly affect your balance.
MoneyFlow LedgerFinance
Expense & Budget Tracker for iPhone
Understand your money
before it moves.
MoneyFlow Ledger helps you track expenses, budgets, wallets, reports, recurring bills, deposits, loans, and backups without requiring an account or cloud-first setup.
Finance · MiniSpark Apps
Budget tracking
Wallet overview
Recurring bills
Deposits and loans
Finance
Budget tracking
Create practical budgets and compare spending against the limits you set.
Finance
Wallet overview
Organize cash, bank, and custom wallets in one clear finance view.
Deposits and loans
Record money you lend, borrow, save, or receive with better context.
Reports
Review category trends and spending movement across time.
Backup tools
Keep control of personal finance records with local backup-oriented workflows.
A closer look
MoneyFlow LedgerYour data, your choices
Privacy, in plain sight.
See how MoneyFlow Ledger handles information, permissions, and your choices.
Read the privacy policy ↗FAQ
Common questions
Does MoneyFlow Ledger require an account?
No. The current release is designed as a local-first app without required sign-in.
Is there a premium plan?
No. The first public release does not include a Premium toggle, StoreKit paywall, or in-app purchase flow.
What can I track?
You can track transactions, budgets, recurring items, savings goals, wallets, loans, deposits, and card installments.
A little help, when you need it.
Guides, common questions, and a way to get in touch.